4639 Diamond Ridge Ln

White Plains, MD 20695

$449,900

Property Highlights

  • 4 Bed 3 Bath Villa
  • 55+ Active Adult Community
  • 2-Car Attached Garage
  • Community Pool Included
  • Heritage at St. Charles
MLS ID
MDCH2060500
Parking
2-car attached garage
Year Built
2007
HOA Fee
$141

Property Details

Price: $449,900

4 Bed

3 Bath

2,909 Sq Ft

2-car attached garage

Year Built: 2007

Price: $449,900

4 Bed

3 Bath

2,909 Sq Ft

Parking: 2-car attached garage

Year Built: 2007

Executive Summary

The home at 4639 Diamond Ridge Lane is a two-level, semi-detached villa in Heritage at St. Charles, a planned 55+ active adult community in White Plains, Charles County, Maryland. Built in 2007 and recently renovated, the home spans 2,909 square feet across two stories and includes four bedrooms, three full baths, a fireplace, and a two-car attached garage. HOA dues of $141 per month cover community pool access, a recreation facility, sauna, snow removal, and trash service. Listed at $449,900.

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Heritage at St. Charles — White Plains, MD

A Renovated Villa in a Planned 55+ Community

The home at 4639 Diamond Ridge Lane sits within Heritage at St. Charles, a 55+ active adult community set in the planned St. Charles development in White Plains, Charles County. The semi-detached, end-unit villa was built in 2007 and has been renovated for move-in-ready condition. At 2,909 square feet across two levels, it offers a scale of living uncommon in the active adult segment.

Four bedrooms and three full baths provide flexible room configurations, whether for guests, a dedicated home office, or a hobby space. A fireplace anchors the main living area, and a covered concrete patio extends the home’s usable footprint outdoors. The two-car attached garage adds convenience and storage capacity rarely found in villa-style product.

Heritage at St. Charles is a managed HOA community with monthly dues of $141 covering the community pool, recreation facility, sauna, snow removal, and trash. The St. Charles master plan surrounds the neighborhood with retail, dining, and daily-needs services, keeping most errands close at hand.

The home is priced at $449,900 against a 2026 assessed value of $399,233, positioning it competitively within the Charles County resale market for this property type and community.

The Home
Built in 2007 and recently renovated, this semi-detached end-unit villa spans 2,909 square feet across two levels. Four bedrooms, three full baths, a fireplace, and a covered patio define the interior and exterior program. The two-car attached garage is a practical differentiator in this community type.
The Community
Heritage at St. Charles is a 55+ active adult community within the larger St. Charles planned development in White Plains. Monthly HOA dues of $141 cover pool access, a recreation facility, sauna, snow removal, and trash — a comprehensive amenity package for the price point.
The Location
White Plains sits in Charles County, Maryland, roughly 30 miles south of Washington, DC. The St. Charles master plan places retail, dining, and services within the immediate area, reducing the need for long drives for daily errands. Route 301 and US-5 provide primary road access toward the Capital Beltway.
The Value
At $449,900, the home is priced above the 2026 assessed value of $399,233, reflecting the renovation and current market conditions for 55+ villa product in Charles County. The HOA fee structure, at $141 per month, is modest relative to the breadth of services included.

At a Glance

  • 4 bedrooms, 3 full baths
  • 2,909 sq ft across two levels
  • Built 2007, recently renovated
  • 2-car attached garage
  • HOA $141/mo — pool, sauna, rec facility, snow removal
  • 55+ active adult community
  • Listed at $449,900
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Information believed accurate but not guaranteed. Buyers should independently verify all material facts including HOA rules, age restrictions, and community eligibility.
Property Features — 4639 Diamond Ridge Ln

Two Levels, Four Bedrooms, and a Full Amenity Package

The home delivers 2,909 square feet of renovated living space in a semi-detached, end-unit villa configuration. Four bedrooms, three full baths, a fireplace, a two-car garage, and HOA-covered community amenities define the offering at $449,900 in Heritage at St. Charles.

Interior

  • 2,909 sq ft across two stories
  • Four bedrooms and three full baths
  • Fireplace in the main living area
  • Semi-detached end-unit configuration
  • Recently renovated throughout
  • Composite shingle roof and vinyl siding exterior

Kitchen and Main Level

  • Open main-level layout supporting living and dining
  • Updated finishes consistent with recent renovation
  • Functional flow between kitchen and living areas
  • Access to covered rear patio from main level
  • Heat pump system serving both levels

Primary Suite

  • Primary suite with dedicated full bath
  • Two-level layout allows for flexible bedroom placement
  • Additional full baths serve secondary bedrooms and guests
  • End-unit position provides added natural light to upper level
  • Quiet residential street setting within the HOA community

Outdoor and Garage

  • Covered concrete patio with roof, approximately 128 sq ft
  • Two-car attached garage, approximately 400 sq ft
  • 0.128-acre lot within the Heritage at St. Charles PUD
  • HOA maintains common areas and handles snow removal
  • Community pool and sauna included in monthly dues

What Sets This Apart

  • End-unit position adds privacy and light on three exposures
  • Two-car garage is a rare feature in villa-style 55+ product
  • HOA at $141/mo covers pool, sauna, rec facility, and snow removal
  • 2,909 sq ft is an above-average footprint for the community type
  • Renovated and move-in ready within an established planned development
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Information believed accurate but not guaranteed; buyers should independently verify all material facts including HOA eligibility and age-restriction requirements.

Neighborhood & Lifestyle

Life Within Reach

A snapshot of everyday conveniences, destinations and experiences just moments from your door.   

Neighborhood & Lifestyle

Life Within Reach

A snapshot of everyday conveniences, destinations and experiences just moments from your door.   

Road and Transit
  • Route 301 provides direct access north toward the Capital Beltway and Washington, DC
  • US-5 (Branch Avenue) connects to the Branch Avenue Metro station on the Green Line
  • White Plains is approximately 30 miles south of downtown Washington, DC
  • Maryland Route 228 offers east-west connectivity within Charles County
  • Park-and-ride facilities are available along the Branch Avenue corridor
Dining and Coffee
  • The St. Charles retail corridor includes a range of dining options within the planned development
  • Local cafes and casual restaurants serve the White Plains area along Route 301
  • Chain and independent dining options are accessible within the broader St. Charles town center
  • Grocery-anchored retail centers nearby support quick weekday errands
Retail and Services
  • Grocery and pharmacy options are available within the St. Charles retail network
  • The White Plains area along Route 301 supports a full range of daily-needs retail
  • Medical and professional services are accessible within Charles County
  • Home improvement and big-box retail are located along the Route 301 commercial corridor
Parks and Recreation
  • Heritage at St. Charles community pool and recreation facility are HOA-included amenities
  • Charles County parks and open space are accessible throughout the region
  • The St. Charles development incorporates greenways and open areas within the master plan
  • Nearby community recreation facilities serve the broader White Plains area

Property Location

About 4639 Diamond Ridge Ln

The home at 4639 Diamond Ridge Lane is a semi-detached, end-unit villa built in 2007 within the Heritage at St. Charles community. Spanning 2,909 square feet across two stories, the floor plan accommodates four bedrooms and three full baths with room to spare. A fireplace anchors the main living area, and a covered concrete patio off the rear provides an outdoor extension of the living space. The two-car attached garage, approximately 400 square feet, adds meaningful storage and direct interior access.

Heritage at St. Charles is a 55+ active adult community set within the St. Charles planned unit development in White Plains, Charles County, Maryland. The broader St. Charles master plan integrates residential neighborhoods with retail corridors, dining, and daily-service businesses, making the area largely self-contained for routine needs. Route 301 and US-5 serve as the primary arterials connecting White Plains to the Capital Beltway and points north toward Washington, DC. Charles County’s lower cost basis relative to the closer-in DC suburbs makes this corridor an accessible option for buyers seeking space and community amenities.

Life in Heritage at St. Charles centers on the community’s managed amenity program. The $141 monthly HOA fee covers access to the community pool, recreation facility, and sauna, along with snow removal and trash service — a package that eliminates several recurring household tasks. The end-unit position of this particular villa provides additional privacy and natural light on three sides. The covered patio with a roofed concrete slab extends the home’s usable outdoor space through more of the year.

The Wardman Residential team at Compass works across the DC metro area, including the Charles County and Southern Maryland corridor where communities like Heritage at St. Charles represent a distinct and active segment of the resale market. We have experience advising buyers navigating 55+ community eligibility requirements, HOA structures, and the comparative value of villa-style product in planned developments along the Route 301 corridor. If you are considering a home in Heritage at St. Charles or a similar active adult community in the region, reach out — we are glad to share recent comparables and our perspective on the submarket.

Frequently Asked Questions About This Property

Key details about the residence, building, and location to help you evaluate this opportunity.

Heritage at St. Charles is a 55+ active adult community within the larger St. Charles planned unit development in White Plains, Charles County, Maryland. Prospective buyers should confirm age-restriction eligibility requirements directly with the HOA prior to making an offer.
The monthly HOA fee of $141 covers common area maintenance, management, the community pool, recreation facility, sauna, snow removal, trash, and reserve funds. This is a comprehensive package relative to the fee amount, effectively outsourcing several recurring household maintenance responsibilities.
The home spans 2,909 square feet across two levels with four bedrooms and three full baths. The semi-detached, end-unit villa configuration provides additional privacy and natural light compared to interior units. A fireplace, covered patio, and two-car attached garage round out the floor plan.
The home includes a two-car attached garage of approximately 400 square feet with direct interior access. This is a meaningful differentiator in the villa-style active adult segment, where single-car or surface parking is more common. Additional guest parking is typically available within the community.
The 2026 Charles County assessed value is $399,233, and the home is listed at $449,900. The premium above assessed value reflects the recent renovation, current market conditions, and the home’s end-unit position within the community. Buyers should review recent comparable sales with their agent for full context.
White Plains is approximately 30 miles south of Washington, DC, with Route 301 and US-5 providing primary road access toward the Capital Beltway. US-5 connects to the Branch Avenue Metro station on the Green Line, offering a park-and-ride option for commuters. Drive times to DC will vary significantly depending on traffic conditions.
The St. Charles master plan integrates retail, dining, and daily-service businesses within the broader development, reducing the need for long drives for routine errands. Grocery, pharmacy, and big-box retail options are available along the Route 301 commercial corridor in White Plains and the surrounding area.
The Wardman Residential team at Compass advises buyers across the DC metro area, including the Southern Maryland and Charles County corridor. We can provide recent comparable sales, guidance on 55+ community HOA structures, and buyer representation through the full transaction. Reach out to discuss this home or similar opportunities in the region.

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