1295 Virginia St

Annapolis, MD 21401

Sold For
$399,900

Property Highlights

  • 3 Bedroom Single Family
  • 2 Full Baths
  • 1596 Sq Ft Interior
  • Built 1962
  • Annapolis MD Location
  • Priced Under 400K
MLS ID
MDAA436098
Parking
Year Built
1962
HOA Fee

Property Details

Sold Price: $399,900

3 Bed

2 Bath

1,596 Sq Ft

Year Built: 1962

Sold Price: $399,900

3 Bed

2 Bath

1,596 Sq Ft

Year Built: 1962

Executive Summary

1295 Virginia Street presents a three-bedroom, two-bath single-family home in Annapolis, Maryland, with 1,596 square feet of interior space on a lot established in 1962. The home offers a practical floor plan suited to a range of uses, with room to personalize and update. Annapolis provides walkable access to the historic downtown waterfront, local dining, and everyday conveniences, while remaining well-connected to the broader Baltimore-Washington corridor.

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Single Family Home — Annapolis, MD 21401

Virginia Street Home in Annapolis

1295 Virginia Street is a three-bedroom, two-bath single-family home situated in Annapolis, Maryland — the state capital and one of the mid-Atlantic’s most storied waterfront cities. Built in 1962, the home offers 1,596 square feet of interior space and a straightforward layout with room to make it your own.

Annapolis is defined by its relationship to the Chesapeake Bay and the Severn River, with a compact historic district that draws both residents and visitors year-round. Virginia Street sits within easy reach of downtown Annapolis, local markets, and the broader network of parks and waterfront access that characterizes the area.

At $399,900, this home represents an accessible entry point into the Annapolis market — a city where single-family inventory at this price point moves with consistent demand. The 1962 construction era is common throughout established Annapolis neighborhoods, and homes of this vintage often carry solid bones and generous lot configurations.

The Wardman Residential team at Compass has experience advising buyers and sellers across the greater Annapolis submarket. Reach out to discuss current comparables, recent sales on Virginia Street, and what this home’s positioning means for buyers considering the area.

The Home
Built in 1962, 1295 Virginia Street offers three bedrooms and two full baths across 1,596 square feet. The layout is practical and well-proportioned, with a footprint common to established Annapolis residential streets. The home is priced at $399,900, making it one of the more accessible single-family options in the city.
The Setting
Virginia Street sits in a residential section of Annapolis with proximity to the historic downtown waterfront district. Local dining, grocery options, and waterfront parks are reachable without a long drive. The city’s compact geography means most daily needs are within a short distance of this address.
The Market
Single-family homes in Annapolis at this price point represent a meaningful segment of the market, particularly for buyers seeking established neighborhoods with character. The 1962 vintage is well-represented in this part of the city, and comparable homes in the area have shown steady transaction activity.
The Opportunity
The Wardman Residential team at Compass brings direct experience in the Annapolis single-family market, including homes of this era and price range. We can provide recent comparable sales, context on the Virginia Street corridor, and a clear-eyed view of what this home offers relative to current inventory.

At a Glance

  • 3 Bedrooms / 2 Full Baths
  • 1,596 Square Feet
  • Built 1962
  • Single-Family Home
  • Annapolis MD 21401
  • Asking $399,900
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Information believed accurate but not guaranteed. Buyers should independently verify all material facts prior to purchase.
Property Features — 1295 Virginia St

Three Bedrooms in Established Annapolis

1295 Virginia Street is a 1962-built single-family home offering three bedrooms, two full baths, and 1,596 square feet in one of Maryland’s most historically significant cities. The home’s straightforward layout and accessible price point make it a practical consideration in a market where single-family inventory at this range is consistently active.

Interior Layout

  • Three bedrooms across a traditional single-family floor plan
  • Two full bathrooms
  • 1,596 square feet of interior living space
  • Mid-century construction from 1962
  • Established residential setting on Virginia Street

Kitchen and Living

  • Kitchen and living areas consistent with 1962 single-family construction
  • Opportunity to update finishes and fixtures to current preferences
  • Traditional room separation typical of mid-century residential design
  • Functional layout suited to everyday living

Bedrooms and Baths

  • Three bedrooms with a layout typical of established Annapolis homes
  • Two full baths serving the household
  • Room configurations offer flexibility for a range of uses
  • Solid structural foundation characteristic of 1962-era construction

Outdoor and Lot

  • Single-family lot on Virginia Street in Annapolis
  • Outdoor space consistent with mid-century residential development in the area
  • Established neighborhood setting with mature streetscape
  • Proximity to Annapolis parks and waterfront access points

Why This Home Stands Out

  • Accessible entry price into the Annapolis single-family market at $399,900
  • Established 1962 construction with a traditional three-bedroom layout
  • Located in a city defined by its historic character and Chesapeake Bay access
  • Practical floor plan with genuine opportunity to personalize and update
  • 1,596 square feet offers meaningful interior space at this price point
Discuss this home
Information believed accurate but not guaranteed; buyers should independently verify all material facts.

Neighborhood & Lifestyle

Life Within Reach

A snapshot of everyday conveniences, destinations and experiences just moments from your door.   

Getting Around
  • Annapolis is primarily a drive-oriented city with convenient access to US-50 and US-301
  • US Route 50 provides direct connection to the Baltimore-Washington corridor
  • Baltimore is approximately 30 miles north via US-50 and I-97
  • Washington DC is approximately 30 miles west via US-50 and US-301
  • Annapolis Transit operates local bus routes serving key corridors in the city
  • BWI Thurgood Marshall Airport is accessible via I-97 north
Dining and Coffee
  • Historic downtown Annapolis offers a concentrated mix of waterfront dining and local restaurants
  • City Dock area features a range of casual and sit-down dining options
  • Local coffee shops and cafes are distributed throughout the downtown and surrounding neighborhoods
  • Annapolis has a well-established restaurant scene reflecting its maritime and mid-Atlantic character
Groceries and Services
  • Grocery stores and supermarkets are accessible within the broader Annapolis area
  • Pharmacies and medical offices are distributed throughout the city
  • Retail corridors along Riva Road and Bestgate Road serve everyday shopping needs
  • Annapolis Mall provides a full range of retail and service options nearby
Parks and Recreation
  • Annapolis offers extensive waterfront park access along the Severn River and Chesapeake Bay
  • Sail and powerboat marinas are a defining feature of the local recreational landscape
  • City parks and green spaces are distributed throughout established residential neighborhoods
  • The Chesapeake Bay provides regional access to water-based recreation year-round

Property Location

About 1295 Virginia St

1295 Virginia Street is a single-family home built in 1962, offering three bedrooms and two full baths within 1,596 square feet of interior space. The home’s mid-century construction is characteristic of established Annapolis residential streets, where homes of this era tend to feature solid structural foundations and traditional room configurations. At $399,900, the property sits at an accessible price point within the Annapolis single-family market.

Annapolis is Maryland’s state capital and one of the most historically significant cities on the Chesapeake Bay. The city’s downtown district, anchored by the Maryland State House and the City Dock waterfront, is within a short drive of Virginia Street. Everyday conveniences including grocery stores, local restaurants, and neighborhood parks are well-distributed throughout the surrounding area.

Life in Annapolis centers on the water, with the Chesapeake Bay and Severn River shaping the city’s character and recreational offerings. The historic downtown provides a walkable mix of dining, retail, and cultural institutions, while the broader city offers parks, marinas, and access to the Bay Bridge corridor connecting to the Eastern Shore. The city’s scale makes it navigable without the density of a major urban center.

A Wardman team member and the Wardman Residential team at Compass have worked with buyers and sellers across the greater Annapolis submarket, including single-family homes in established mid-century neighborhoods like this one. We understand the dynamics of the Annapolis market — from waterfront-adjacent pricing to the inventory patterns that shape decisions at the $400K range. If you are considering a single-family home in Annapolis, reach out and we will share recent comparables and our perspective on current conditions.

Frequently Asked Questions About This Property

Key details about the residence, building, and location to help you evaluate this opportunity.

The home is listed at $399,900. This positions it as one of the more accessible single-family options in the Annapolis market, where inventory at this price point reflects consistent buyer interest. Buyers should review current comparables with their agent to understand relative value.
The home offers 1,596 square feet of interior space with three bedrooms and two full baths. The layout is consistent with single-family homes built in Annapolis during the early 1960s, featuring traditional room separation and a practical floor plan.
1295 Virginia Street was built in 1962, a period of residential development well-represented throughout established Annapolis neighborhoods. Homes of this vintage typically feature solid structural construction, though buyers should conduct a thorough inspection to assess the condition of systems, finishes, and any updates made over the decades.
No HOA or condo association information is associated with this single-family home. Buyers should confirm the absence of any deed restrictions or community covenants during the due diligence process. A title review will clarify any encumbrances on the property.
Virginia Street sits within the broader Annapolis city limits, with the historic downtown waterfront district accessible by a short drive. The City Dock area, Maryland State House, and the concentration of dining and retail in the historic district are all within close proximity of this address.
Annapolis is positioned along US Route 50, which provides direct highway access toward Washington DC to the west and Baltimore to the north via I-97. The city is approximately equidistant between the two major metro areas, making it a practical base for those with commitments in either direction.
Single-family homes in Annapolis priced under $400,000 represent an active segment of the local market. Inventory at this range tends to move with demand, particularly for homes with three or more bedrooms. Buyers should be prepared to act with current comparables in hand and a clear understanding of condition relative to price.
A Wardman team member and the Wardman Residential team at Compass can provide recent comparable sales, context on the Virginia Street corridor, and guidance through the offer and due diligence process. Reach out to discuss this home or to explore other single-family options in the Annapolis market.

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